1 year in the USA!

Sunset in Florida

It has been a while since a posted the last time. I apologize but since I moved to Florida I have been very busy with my new mining business. However I recently moved to Jupiter, FL and my business is only 40 minutes driving form my home. First 4 months I lived in Pompano Beach and usually spent 3 hours driving every day. That is why there was not a space for this blog.
These days 1 year ago I landed in Los Angeles and my dream became true. I stayed in LA for 7 months until the end of November and then packed my stuff and crossed the US in three days in the car. The whole of December I was visiting my crypto crazy friend Daniel in North Carolina near the capital city Raleigh. Finally, at the beginning of January, I arrived at my new home in Florida!

LA and Sothern California

You can’t beat the weather and breathtaking views of mountains and the ocean every day. However, if you wanna live nice or even fancy live in this city you must be more than the average member of the US middle class. Living close to the nicest areas like Redondo, Hermosa, Manhattan Beach or Marina Del Rey is at least $3.000 per month for a small 1 bedroom apartment. If you want to buy an average house for a start it’s at least $1,5m probably more. Anything close to the beach starts around $3-4m. In my case, I don’t see the point of staying in LA and cannot afford a nice house near the beach. Besides nice weather and views and the high cost of living there are other disadvantages such as crazy Covid-19 restrictions and people celebrating socialism.

It was nice vacation first months but…

I have to admit that first months in LA I was more interested in exploring new places, going hiking, skating at the beach, and settling down in the new country than doing business. First of all, I needed some break after 3 years of permanent working for our car business in Czech. These first months I did not have that drive and motivation I used to have when I was starting other businesses in the past. Finally, a few months later my friend John introduced me to his new crypto mining business and offered me cooperation. It was a big business school for me, it was intense. I traveled across the nation exploring bitcoin farms in Oregon, Washington, Texas, and Florida. I also spent more than 1 month in three training courses for bitcoin mining and ASIC repairing in West Virginia and in Milwaukee Wisconsin. Working with somebody successful like John wasn’t easy for me. I have generally problems with leaders and John is mr. businessman. Even though I probably a little bit made him angry I still admire him for his career, his help to me, and honestly he and his blog is the main reason I am in the US. However, I did not feel pretty comfortable working with him so I later decided to leave his project and move to Florida because I got an offer to become an exclusive operating contractor on the existing and growing farm.

The USA is a big country and if you wanna get somewhere you have to fly or drive fast.

Flying for Americans is probably like drinking a beer for Czechs literally. I like how the US works as everything works very similarly in every state. You take Uber to the airport, you fly, you rent a car, you book a hotel – easy peasy right.
I had also a great idea to drive from the west coast to the east coast, to be more specific from LA to Raleigh in NC, and did this in three days. This trip was more than 2,500 miles. I was driving every day for more than 13 hours and day. I paid around $300 for speeding.

Credit Score is important in the US

Well, I knew this before and I constantly work on building my credit score because I wanna finally buy a car with the loan in order to get back cash from my current car. After one year in the US, I have already 5 credit cards and my Fico Score is around 724, once I get above 740 I am gonna finance a new car. For those who do not know, it is even hard to lease an apartment without a good credit score. Somebody can say it is not fair for people who do not have SSN or have bad credit but I would respond: who cares? Life is not fair, your life is your responsibility, keep socialism in Europe, do not bring it to the US please!

War in Ukraine shocked me

When the war started I was literally shocked, scared and angry. I remember I could not sleep, work, or even think about business. I stayed home and all the time check the news from the US and from the Czech. I am against any war and I am sorry for normal people in Ukraine even in Russia because this not gonna help anybody. It can pretty much hurt the whole world. However, life goes on and I had to stop watching it because I really could not focus on anything. I wish this war gonna stop soon!

I realized I like life in America more than I thought

I went to the Czech Republic for the whole of March and honestly, I could not wait to be there. After almost a year without family, friends, Czech food, and beer I felt kind of homesick. I don’t know if it was because of the winter or the atmosphere from the war nearby but for some reason, I felt strange there. I mean the upset faces of the people, everything was somehow grey. I felt depressed. I got it soon after my arrival sick, thanks to many drink parties I joined. I still feel like Czech and I wanna go there, especially in the summers but I don’t know if I would really want to move back after one year in the US. I felt pretty happy when I got back to Florida!

I have to keep my stuff well organized

I like system and order, but when you have businesses in the Czech Republic and the US, technically two lives in two different countries, then sometimes you need to solve a lot of things. I realized that if I want to be successful everywhere, and get rich, I have to keep the system or order in everything because there is nothing worse than losing money and time when you have to deal with some clutter because you lack the system. I would also mention for those who do some business here as foreigners and have something else somewhere else you are supposed to file tax returns from your incomes from other countries too. I heard many people from my country saying we don’t care the IRS does not have the power to find out what we have or what we earn in Czech, well I talked recently to my CPA here in the US and he warned me that things will be worse and worse because the US government spent a lot’s of money during a pandemic so they need collect taxes. I decided to responsibly file everything because when you stay more than 6 months in the US in a calendar year you become automatically tax resident here.

I finally feel power and big motivation to build some values here

Let’s say that this first year was kind of getting know-how everything works in the US for me and as I mentioned especially in LA I lacked that motivation that I need to be able to work hard on something. I finally settled down here in Florida and I have the best conditions to grow my two businesses. Mail on Screen will be open soon in Florida again and I believe that Florida is actually one of the best states for this business because there are a lot of people partly living here only a few months per year. My second business is Falkor Mining offering hosting colocation for ASIC miners here on our farm in Florida. I decided to put my effort only into these two businesses because I don’t wanna focus on more than two projects.

I also started another blog in my Czech language about life in Florida and business in the US. I wanna keep both blogs because I still have both readers who speak only Czech or Slovak only. The other reason is I can definitely better explain some stories or my thoughts in my language.

See ya guys soon!

Finally in Florida!

Last week I finally arrived in Pompano Beach, my new home from North Carolina. I drove 12 hours and to be honest I am done for some time with long trips like that. At the beginning of December, I drove from LA to Chapel Hill, NC in three days – 2500 miles and last week another 800 miles to Florida.

Alright, first comparison between Florida and California? In Florida, most of the people live their lives like there is no COVID! Yeah, no masks, no vaccination, no certificates – God Bless the free state of Florida! The only places you have to wear masks are airports, healthcare, and governemnet buildings.

I would like to mention other two things. Drivers in Miami are probably worse than in LA, more aggresive but traffic is probably slightly better here. It’s moving at least. Humidity is present even now in winter. It is nothing crazy but I feel it. However the weather is just amazing. I don’t have to think what to wear. You just need here t-shirts and shorts. In LA in this time evenings are pretty chilly, in South Florida evenings are nice warm with wind that cool you down.

I spent two weeks in LA during Christmas and had a little bit of time so I put together some facts, tips about living in Florida and about the US in general. The website is in Czech language. Please do not judge me for grammar 😀

I am pretty busy currently but I hope I will write more again. See ya!

I am still alive!

I am sorry guys. It’s been a while I wrote some articles. Honestly, I have been pretty busy recently and there is much news on my side! I got involved in the crypto mining business and I spent the whole summer traveling across the US visiting many farms and I also finished three training courses: bitcoin farm operations, bitcoin farm maintenance, ASIC miner repair. I have to say I am tired of traveling because I had more than 10 flights this summer. I went to Oregon, Washington, Texas, Florida, West Virginia, Wisconsin, Illinois for a very short time. On the other hand, I have seen many new places and cities and to be honest, LA and Miami are the best so far.

The biggest news is I am leaving California next week and moving to Florida! The main reason is I am going to work on several crypto mining projects in Florida. Unfortunately, my lovely California is probably one of the worst states to start a mining business. Surprisingly in Florida on the other hand you can still get very cheap power and we bitcoin miners need a lot of affordable power. I also met many people from Miami metro area who are involved in this crazy mining industry. These circumstances helped me to decide to choose Florida.

On Tuesday next week, I am packing all my stuff and I am going to drive to Miami – my new home! It is almost 4500km. The first stop is in North Carolina though, where I am going to visit my friend from one of the training courses I attended and we will build a container for miners together.

I am pretty curious about life in Miami because I never thought that I would move to Florida lol! Sometimes life does not ask you what do you want to. Hopefully, I will start to share my life and business experiences again from Sunshine State!

Miami – new home from December 2021

My strategy for building credit

I briefly mentioned what is credit in this post where I was describing how I applied for SSN. Well, I read many tutorials and watched many videos, how to build a good credit score from scratch (without any history) Below is my strategy for the first six months.

My Strategy

In order to build good credit, I will use two secured credit cards. The Secured credit card means that the bank will give you a credit line but you have to deposit usually the same amount of money to a bank that is your credit line. Let’s show an example: Your limit is $1,000, then you have to deposit to bank $1,000. After some time (typically 6-12 months) bank reviews your history and gives you your deposit back and you get a regular credit card if the bank sees that you are a responsible borrower.

What will I do to build good credit?

  • use only 10-30% of credit line from both cards
  • Pay my credit cards off in full every month
  • Pay my credit cards on time every month
  • Have two secured cards from different banks or credit unions
  • One card is Visa and the second is Mastercard

Bank of AmericaSecured Credit Card – Visa

I applied for a secured credit card in Bofa with a limit of $1.000 three weeks ago. Today I increased my limit to $5.000. I called the bank and the banker asked me about my monthly income and rent I pay. I also already had enough funds on my checking account (at least $4,000) because how I said the bank will take this money as a safe deposit.

  • no monthly or annual fee
  • $5.000 limit – will use only $500-1,500 every month
  • 3% back from gas
  • 2% back from grocery purchase
  • 23% Interest – I don’t care about interest because I will pay the whole credit in full every month

Capital OneSecured Credit Card – Mastercard

Tonight, I also applied for a second card from Capital One entirely online. They wanted me to send a copy of my passport and a copy of my SSN because I am not a US citizen or resident. Now I am waiting for the result from Capital One.

  • no monthly or annual fee
  • $1.000 limit – will use only $100-300 every month ($1,000 was max limit at the moment)
  • 27% Interest – I don’t care about interest because I will pay the whole credit in full every month

I didn’t really explain my strategy but trust me I spent a couple of hours putting this strategy together so let’s see if is a good strategy in a couple of months!

Cost of living in Los Angeles!


LA, SF, and NYC are probably the most expensive cities in the US. When you are considering to move to these cities you should be aware about the cost of living. Below is my current list

  • lease (2 bedroom apartment including utilities) – $2,000
  • food (I don’t cook often) – $1,000
  • gas – $150
  • car insurance – $50
  • cell phone plan – $40
  • other expenese (gym + some shopping) – $300

Total approximately: $3,540

I bought the used car with cash so I don’t have to pay monthly lease or rent but if I would pay for car financing my expenses would increase to $4,000 per month. We are still talking about I don’t spend for any uselessness. On the other hand, if you would really need to keep expenses below I believe you could share an apartment and pay probably around $1,000 and also maybe cut your food expenses to $500 so let’s say minimum expenses here could be like $2,000 per month. It is not life you would like to live here though.

How to apply for SSN as E-2 visa holder


For the American citizens is nothing extraordinary to have this nine-digit SSN. The parents in the US. usually apply for their children’s social security number in the hospital after birth. This number lives with his or her holder for whole life, literally.

Who can apply for SSN?

Generally only US citizens, permanent residents (green card holders) and non-citizens (foreigners) who has authorization to work in the US. may apply for SSN.

Why is SSN so important?

  1. SSA – Social Security Administration is responsible for tracking all your life earnings. All your records are connected to your SSN and when you retire, the SSA calculates your benefit payments according to your contribution to the system.
  2. Most importantly your credit or credit history is connected to your SSN and if you don’t have SSN you cannot build credit. I can truly tell you that without SSN is life in the US very difficult. I don’t mean if you are a student for one year or on vacation for two weeks. If you are here for a longer time then it is problem because without SSN you cannot build credit and if you don’t have the credit you cannot apply for a credit card, car loan, mortgage. In most cases, you will have a problem applying for a lease (I tried to apply for a 1-year lease in two places and they told me it is not possible without SSN) If you have a good credit score the lenders consider you a responsible person and they will lend you money with low interests. Honestly whole of America live on depth and if you are not a dollar millionaire you will live on the debth too 🙂

How did I apply for my SSN with E-2 visa?

It was a story. The next day after my arrival I gathered all necessary documents for applying for my SSN. I needed:

  1. Passport with valid visa (your visa must allow you to work in the US. With the E-2 visa that I have I can legally work in my business so I am eligible to apply for SSN)
  2. Form I-94 is arrival record that says when did you arrive in the US. Visit offical website
  3. Form SS-5 is the application for SSN. You can download it here

I Applied only for I-94 and downloaded it for free. Then I filled Form SS-5 and printed both documents in the closest UPC store (you can print your documents there if you don’t have a printer)

I went to the nearest SSA in Torrance and when I arrived I found out that all offices in the US. are temporarily closed due to COVID-19 On the door was the number for emergency requests. I called this number several times without any luck. After 2 hours of calling, I was finally able to speak with an employee SSA. She told me that I can apply only in person and asked me many questions and put me on the list of applicants. Then she added wait for two weeks and we will call you with the date of your appointment. Well, I waited two weeks and nobody was calling. I was frustrated and called them every day and finally, they asked me if I wanna come the next day? I said definitely and the next day I applied for my SSN in that office (they only open for invited applicants) They gave me confirmation and I told me to wait, your SSN card will arrive by mail in one week. Well, it arrived in two weeks but it arrived, finally! I’ve got my SSN and I already opened my first personal bank account and secured credit card in the US. In some next posts, I will share my strategy on how to build the best credit in the shortest time!

Auto Insurance in California

This is gonna be a quick post! If you buy a used or new car from a dealer in California they should not let you leave without proof of insurance (this information I found on Google) On the other hand if you buy a car in a private sale (from someone else), the seller probably will not take the car too much about your insurance. It is your responsibility. Always remember it is illegal to drive an uninsured car in California and you should insure your car as soon as possible. The minimum state requirements for insurance are here.

When I got home after buying my firsrt car, I was looking for auto insurance. One of my friends recommends me Geico (it is the second-largest insurance company in the US). You can insure your car completely online. It took me less than 15 minutes. However, when I added my debit card and wanted to confirm the whole process, the payment was denied. After few moments I got an email from Geico that I should call them. I called them immediately and talked to some guy from the support department. He just said they need to validate my Canadian driver’s license and asked me several questions. In the end, he said your insurance is approved and the auto insurance is valid from today.

You need:

  • VIN (Seach on Title)
  • California Address
  • Some Driver’s License (I provided my valid driver’s license from Canada and it probably saves a lot of money because they recognize history from Canada. I am not sure you will able to insure your car with a driver’s license outside from the US or Canada)
  • Debit or Credit Card

You don’t need:

  • SSN
  • Title on your name (they will ask you register car to your name in 30 days)

My Cost:

  • Geico is good because according to your state they will offer you only auto insurance that meets minimum state requirements. The lowest cost I got was $49 per month (trust or not it is cheap) However I chose more expensive insurance with higher coverage. My monthly cost is $62

My Coverage:

Liability Insurance

(this is mandatory in California)

When you hit someone or something and it is your fault.

  • Bodily Injury Liabiality – $50,000/$100,000 (
  • Property Damage Liability – $25,000

Uninsured & Underinsured Motorist Coverage (you don’t have to have this in California)

When some drivers without insurance or with low coverage hit you this insurance should help you cover your medical bills and sometimes the damage cost of your car.

  • Uninsured Motorist & Underinsured Motorist – $15,000/$30,000

Additional Coverage: (I don’t have)

Due to I have an old and cheap car I don’t wanna spend money on additional insurance. However, when I buy a new car or car less than 5 years old I will use the coverage below.

Comprehensive Coverage (you don’t have to have this in California)

Basically, the comprehensive insurance cover situation like theft, fire, hail or vandalism.

Collision Coverage

If you are involved in some accident and it is your fault this insurance will cover repair costs for your own car.

I am glad I pay only $62 per month. I would like to know what is the average cost for Americans with long insurance history but I don’t think so they pay far less than me! When I was calling the guy from Geico support I asked him if the insurance will help me build the credit history and he told me it is a different system. However, if you drive without accidents and fines your insurance should be cheaper!

How to register a used car in California?


For some reason, the DMV clerks around the world have similar mentality and behavior. I can tell you how horrible is visiting DMV in the Czech Republic and now also in the US. I finally decided to visit the local DMV in Torrance in order to register my Mercedes to my name. The Department of motor vehicles (DMV) is not far from my current place. Before I went there I texted my friend I was going there and he texted me back: Good Luck! The DMV is the worst nightmare for all Americans. 😀 When I arrived at the DMV parking and saw the line of maybe 20-30 people gathering in front of the DMV. I had to admit he was right. I wasn’t in good mood that day so I didn’t even stop there and went back home 🙂

At home, I checked the official website of DMV in Torrance and the good is that you can see the estimated waiting time at the office. The current estimated time was more than one hour without reservation (my case) so I searched for more DMV offices nearby. I found DMV in San Pedro just 15 minutes from me and the estimated time for customers without reservation was less than 20 minutes. I arrived at San Pedro DMV around 2:30 PM, then took all the car documents that I had and found the end of the line. There were two lines of people. so rather I asked some guy if this line is for people without reservation. Compare to Torrance, in San Pedro were less than 10 people waiting outside of the DMV. After 20 minutes of waiting, I got the first point where were two ladies that measured all coming customers’ temperatures and they were asking all the people if they have some COVID-19 symptoms. Then one of the ladies asked me what is the purpose of my today’s visit. I told her that I need to register the title in my name and then I showed her the title (ownership of the car) in the front page you can find data of the car + previous owner information such as name and address. On the other side of the title is a blank form dedicated to the new owner. I didn’t fill this in before because I was expecting them to help me with that at the DMV office. I told her it is my first time here and she just said fill this rear page with your name, address, and so on. I asked her if I can borrow a pen and she said no (she had maybe 5-10 pens on the table) then she gave me some paper with a number and told me to wait in the hall. There were at least 10 counters for clerks and their customers. I was a little bit desperate and asked one clerk if she would be so nice and lend me the pen. The answer was no. After five minutes of waiting, one of her colleagues gave me a pen! I quickly filled the form and suddenly my number appeared on the monitor. I went to the counter with my number. I gave the clerk title and she quickly checked the title. She said you didn’t fill in the California driver’s license number. I told her I don’t have a California driver’s license yet. She said okay – you don’t need it. (I knew before that I don’t need it for the car registration). I also forgot to fill in the purchased price of the car so I added the price. (this is important because according to the purchased price you will pay sales tax) She took my title and told me the DMV will send a new title on your name to your address in 30 days. Then printed a new registration card with my name and address (this white paper is something like a copy of the title that you must have in the car all the time) On the registration card was the registration fee together with sales tax. I paid in cash but you can pay also with a credit or debit card. It is hard to find out the exact total fee before register your car in your name. It depends on many factors (purchased price, your address – there can be some local extra fee and so on) In my case the total fee was approximately 10,5% from the purchased price of the car. So you can expect something between 10-11% from the purchased price.

She told me you are ready to leave. When I came back to the car I checked the registration again and noticed she did a mistake in my address! Just one letter was wrong. Shit! I was exhausted from this experience and wanted to leave but then I realized when if the address is wrong on the card registration it will be probably the wrong address in their system and on my new title and what if I won’t receive the title in the mail thanks to the wrong address? So I went back and told another clerk that I have a problem with the address. She took the title and said wait outside, I”ll be back with new car registration soon! In 5 minutes she was back with the proper address! Honestly, I am glad I’ve never been shy to ask or tell the truth if needed. I am currently waiting for my title that should come by mail in 30 days.

Summarry before visiting DMV for car registration:

  • Bring title and current registration card from previous owner (if you have both).
  • Pass the smog test (the previous owner should) no older than 90 days.
  • Bring also your own pen if you need to fill the form.
  • You need to provide your name + address in California.
  • You need to provide purchasee price.
  • You don’t need Caifornia or US Driver’s License for car registration.
  • You don’t need car insurance (but you do need it when you are driving the car!)
  • Expect a total fee between 10-11% from the purchased price (pay cash or with card)
  • Visit DMV website in order to check the estimated waiting time or make a reservation.